FAQ

FREQUENTLY ASKED QUESTIONS


The aftermath of an auto accident can be confusing and it’s hard to prepare for every scenario. Here are answers to a few questions we hear frequently to help you plan your next steps:

Should I Speak to My Insurance Company After an Auto Accident?

While it is ok to speak to your insurance company to report the accident, be sure to avoid the following when speaking to the insurance adjuster:

  • Giving a recorded statement
  • Apologizing or acknowledging fault
  • Choosing to represent yourself
  • Discussing your medical condition, including pre-existing issues
  • Accepting a quick payout

If you are ever unsure of what to tell an insurance company, contact us for help!

How To Request Changes to an Accident Report in South Carolina 

A police officer writes an accident report to document the crash scene, detail the damage, and suggest the cause. Insurance companies often rely on police reports when determining fault and awarding damages, so it is crucial that yours accurately reflects what happened. If the report isn’t accurate, it needs to be corrected.

If you need to request a change to a police report, it is important to do it as quickly as possible after the accident to preserve evidence. Depending on the correction, you may also need to provide some of the following:

  • Video of the crash
  • Witness testimony
  • Medical records
  • Vehicle documentation

Who Pays for Medical Bills After a Car Accident?

South Carolina is an at-fault state, which means that the person responsible for causing the car wreck is also responsible for paying for related medical bills (through their car insurance company). Keep in mind that all SC drivers are required to carry the $25,000 minimum.